SurreySave Credit Union offers unsecured personal loans from £250 to £7,500. Our loans are affordable and flexible - the interest rate depends on the amount you borrow and there are no penalties for early repayment. Whatever the purpose - home improvements, car repairs, holidays or debt consolidation - apply online today!

A SurreySave loan allows you to plan your borrowings to best suit you, so you can budget more easily because you'll know how much you need to pay each month or week. You can apply even if you have been turned down for credit before.

To apply for a loan please complete our online application form. We aim to give you a decision within three days. If we require additional information this may take slightly longer and we will keep you informed throughout the process.

In accordance with the Distance Marketing Directive you have the right to cancel your loan agreement within 14 days of signing, without financial penalty or interest charge, by repaying the loan in full.

We cannot lend to you if you have an active or unsatisfied County Court Judgement, Individual Voluntary Arrangement or Debt Management Plan, or if you have an undischarged bankruptcy.

Instant Loan from £250 to £2,000

These loans are perfect for meeting essential needs – like buying a washing machine, new school uniforms, car repairs or an unexpected household emergency. A typical £500 loan repaid at £10 per week for 57 weeks costs just £70 in interest which is an APR of 26.8%.

To apply for an Instant Loan you must:

• *Live or work in Surrey or Kingson.
  *Have an income of more than £125 per week.
  *Not be subject to a current Debt Relief Order, Bankruptcy or Debt Management Plan.

Budgeting Loans from £2,001 to £3,000

Whether you are planning a holiday or improving your home a loan from SurreySave could be right for you. A typical £3,000 loan repaid at £109 per month for 36 months costs just £924 in interest which is an APR of 19.6%.

To apply for Budgeting Loan of up to £3,000 you must:

• *Live or work in Surrey or Kingston.
  *Have an gross household income of at least £16,000 per year.
  *Not have had a Debt Relief Order, Bankruptcy, Debt Management Plan, Individual Voluntary Arrangement or County Court Judgement in the last 12 months.

Budgeting Loans from £3,001 to £5,000

Whether you are buying a car or consolidating debt a loan from SurreySave could be right for you.  A typical £5,000 loan repaid at £173 per month for 36 months costs just £1,230 in interest which is an APR of 15.9%.

To apply for Budgeting Loan of up to £5,000 you must:

• *Live or work in Surrey or Kingston.
  *Have an gross household income of at least £21,000 per year.
  *Not have had a Debt Relief Order, Bankruptcy, Debt Management Plan, Individual Voluntary Arrangement or County Court Judgement in the last 12 months.
  *Not have missed more than two credit repayments in the last 12 months.

Flexi Credit - For loans from £5,001 to £7,500

This is a draw-down facility with no set up fees or charges for early repayment. A typical £5,000 loan over three years at £164 per month, costs just £904 in interest which is an APR of 11.9%.

To apply Flexi Credit of up to £7,000 you must: